Recoveries Officer


Recoveries Officer

Company Name Zimnat
  • Number of Vacancy: 1
  • Category: Banking / Financial / Insurance
  • Job Level: Mid Level
  • Working Hours: 0
  • Years of Experience 2147483647
  • Salary Range: $-
  • Job Location: Harare
  • Preferred Age: 0 (years)
  • Required Education: Degree
  • Vacancy Nature: Full time

Description

A growing and stable Micro Finance company with International Alliance is the services of a recoveries officer. This role will be responsible for monitoring loans falling into arrears and ensuring recovery of all amounts handed over to the Recoveries section. Reporting to the National Sales Manager; the roles and responsibilities will include: Duties And Responsibilities 1. Reviewing the non-performing loan portfolio daily and taking actions to recover the outstanding loans. 2. Preparing regular reports on status of non-performing loan accounts for portfolio analysis and subsequent presentation to Management. 3. Building and maintaining rapport with delinquent clients at the same time ensuring that the outstanding amounts are paid. 4. Negotiating settlements with Loan accounts under default as guided by the Credit Policy. 5. Co-ordinating with external debt collection agencies and get periodic reports from them on cases assigned to them. 6. Keeping updated records of accounts downgraded and providing statistics when necessary. 7. Assisting National Sales Manager in developing & implementing policies and procedures related to collection and recoveries. 8. Training, developing and motivating the Credit/Field staff on effective recoveries strategies to ensure that the team achieves optimum level of collection and recovery.

Work/Educational Requirements

A business management degree in Business Management, Credit Management; Accounting or related field. • At least 3 years' experience in a field-based collections and recovery role in Microfinance/ SME lending. • Knowledge of Microfinance, and Reserve Bank regulations governing micro-finance institutions. • Capacity to work under time pressure. • Analytical mind with a clear and demonstrable bias towards numbers and ratios. • Ability to operate sensitively in multicultural environment and develop effective working relations with colleagues and clients. • Excellent interpersonal skills and multi-lingual an added advantage. • A clean class 4 driver's licence.

To Apply

Interested candidates, please send application letters together with detailed CV's, clearly stating position applied for in the subject field not later than 30th June 2020 to [email protected] Being an equal opportunity employer, applications are encouraged from qualified individuals regardless of race, religion, gender, or disability.

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